Dear Colleagues;

It is hard to find a good honest mechanic and an honest mortgage loan broker. Now, I can trust my mechanic (I fix my own car), and my mortgage broker (Discount Mortgage).

I refinanced my old house, purchased a new house and financed my new house at a low mortgage rate with out spending a single penny out of my pocket. Now, I am in process of refinancing again without spending any money and with out doing any paper work. All at the comfort of my house. Because, the mortgage broker is a Notary, and all the loan papers are signed at the comfort of my home or office.

Almost every one can benefit from refinancing now. You can reduce your monthly payments without spending a single penny. I highly recommend Orna at Discount Mortgage. For today's rates visit her web site at http://www.orna.com or call the Mortgage Rate Hotline at 408-253-0300. You may call Orna directly at 408-253-2250.

For the past few years Orna has been helping me out. This is my way of helping her out. Please visit her web site and send my regards to her;

Thank you,

Baios Thomas
Sun Microsystems
bhthomas@harar.Eng.Sun.COM

 Our experience with Discount Mortgage has been tremendous. We have reduced our mortgage rate from 8.5% to 6.875% by refinancing our house multiple times with out spending a single penny (the same loan amount). We get a call any time the mortgage rates drop. We refinanced our property at the confront of our house (Orna notarizes all the papers). Thank you Orna for saving us big box.î

Wilma & Douglas Polgar
Sunnyvale, California

 I have used Discount Mortgage services over the last 10 years. Discount Mortgage has the best mortgage rates/point with ability to close loans smoothly and rapidly. In my view, Discount Mortgage offers the lowest NO FEE mortgages in the West "Thank you Discount Mortgage"

Carl Labmaier
Unisys
San Jose, California
carl.labmeier@unisys.com

 The Discount Mortgage or http://www.orna.com is a great resource for anyone interested in up to the minute interest rates. The links to other lenders and mortgage sites enabled me to refinance with confidence.î

Parviz Taban
Taban Import
Los Angeles, California

 I just wanted to take a few moments to let you know how pleased we have been with our association with Discount Mortgage. Anytime we have a question about purchase of a new property in Northern California or financing process we e_mail or call Discount Mortgage. We always get an honest response. Sometime, Orna refer us to other lenders that specialize in construction loan!

It is refreshing to see that you put higher importance on my financial interest over yours!î

Mark Levine
3COM
Santa Clara, California

 I canít say enough about Discount Mortgage, specially Orna is terrific. From the very first time we called her, it has been a great experience. The ease of getting a rate or locking up a rate is great. Thank you Orna for making refinance a painless process.î

Elias Yomtoubian
Michael & Eliot Fashion
Los Angeles, California

 Just a quick note to thank you for providing this valuable web site. I just refinanced my house and was able to get a loan for .25% less than the best deal I saw in the local newspaper.î

Dr. Mousa Nisani
Los Gatos, California

 This is a great web site (and that is the first time I have written those words). Good information, not too much garbage in the way. Lots of good links. Congratulation on doing it right!

Jan Stien
Atomic Power Research Incorporated
Palo Alto, Caifornia
JSTEIN@epri.com

 Found your site after stumbling around a heap of irrelevant, outdated mortgage pages. I ended up saving .5% over anything I could see in the newspaper. Orna offered a great service and a quick closing for no-points, no-costs refinance. The bottom line:

I saved over $450 per month on payments.

I saved time (closed in 10 days)

Most important, I took control of the process. I decided when to lock a rate

P.S. Everyone --- and I mean everyone --- shopping for a mortgage should drop by your site just to get education, if nothing elseî

Adam Lee
Hal Computer
Campbell, California

 In process of purchasing a home I found your site extremely helpful, It has been a fantastic tool and educational avenue. Thanks for providing such a user friendly and simple web site.î

Jeff Sun
Novel
San Jose, California

 Discount Mortgage service in the one thing that made my home buying process easier! I always do a lot of research before making an important decision, and I was frustrated that ads in newspapers, and even newspaper chart compared different rates never really comparing apples with apples. Discount Mortgage web site enabled me to compare apples with apples. Discount Mortgage provided me with the comparison that I was looking for!

Roger Wang
Hitachi, Santa Clara

 Discount Mortgage has been a great partner with us. Discount Mortgage has provided our real estate office with quality service. We have been able to qualify Real Estate buyers and close escrow rapidly. We also like the fact that Discount Mortgage is extremely diligent in providing daily mortgage rates to us and our customers via the www.orna.com and the Mortgage rate Hotline 408-253-0300. We believe that this web site and the mortgage rate hotline, not only ensures the quality of service, but it also builds the trust of the potential home buyers.î

Norit Gabbi
Referral Realty
Cupertino, California

 I have been trying to purchase a brand new house. The builder has a mortgage broker on-site who has pre-qualified and pre-approved me with one of the lenders he deals with. However, I have a feeling the builder and mortgage broker are not offering me the best deal. By the way, I really liked your home page. Full of good info and helpful links.

Sincerely,

Doug Brinkley
Dbrinkle@nps.navy.mil

 I refinanced my super Jumbo loan, cashed out money to expand my business saved over $2000 in monthly payment!

Thank you Orna