To assist us in quick approval and the closing of your loan request, the following information is required at time of submission of your loan application.

INCOME
____ The most current pay-stubs to cover one month of income.
____ Last two years W2’s .
____ Last two years of personal tax return if you are self employed or own more than one property.


LIABILITIES
___ Existing real estate loan information: mortgage statement.
___ Auto loan statement.
___ Other installment loan statements.

ASSETS
___ Three months of bank statements (checking and/or savings).
___ 401K statement.
___ Investment property: include copies of rental agreements.

CREDIT REPORT*
___ $50 for credit report; make check payable to Mortgage Data Bank.

APPRAISAL REPORT*
___ $300 for the appraisal report; COD

OTHER
___ Copy of homeowner’s insurance policy.
___ If divorced include copy of divorce decree and property settlement agreement.

CONDO/TOWNHOUSE/PUD
___ HOA: name, address, and telephone number.
___ Copy of fidelity bond insurance policy, copy of CCR’s, By Laws, Articles of Incorporation, copy of budget and balance sheet.

* All fees refundable for loans with no out of pocket expense.